Wealth. Protection. Planning.
Clarity for what comes next.
A plan built around you.
The life you’re building deserves thoughtful planning. The people who depend on you deserve meaningful protection. And the decisions connecting them deserve a clear perspective.
Keystone Partners brings insurance and broader financial priorities into one conversation—helping you consider what needs protecting today and what you want to make possible tomorrow.
Start a conversation
Solutions
A broader perspective on what you’re building.
Your financial decisions are connected. Your income supports your lifestyle. Your business may support your family. Your assets represent years of effort—and possibilities for the future.
Our starting point is understanding those connections. From there, we explore the role insurance can play within your priorities for wealth, protection, and long-term planning.
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Wealth & Long-Term Planning
Give your ambitions a clearer direction.
Building wealth begins with a sense of purpose: what you want your resources to make possible, when you may need them, and who else depends on the decisions you make.
We start with those priorities and explore how insurance fits within the bigger picture. The conversation considers current responsibilities, future goals, and the questions that may require additional financial, legal, or tax expertise.
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Insurance & Family Protection
Plan for the responsibilities that continue.
A household depends on more than a paycheck. It depends on the stability, care, and choices that income makes possible.
Life insurance can help provide financial support after a death. We help you explore coverage in the context of your family, your obligations, your budget, and the length of time protection may be needed.
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Asset Protection & Risk Planning
Understand what could put pressure on your progress.
Protecting what you’re building starts with understanding where you may be exposed. An unexpected loss can affect household cash flow, create new obligations, or change the financial decisions available to those left behind.
Our focus is the insurance side of that planning: identifying protection needs and considering coverage that may help address them. Legal asset-protection structures and tax planning belong with qualified attorneys and tax professionals.
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Legacy & Beneficiary Planning
Bring intention to what you leave behind.
Your legacy may include financial support for a partner, opportunities for children, or a contribution to something you believe in.
Life insurance can play a role in those intentions. A thoughtful conversation considers who you want to support, what obligations could remain, and whether your beneficiary choices still reflect your wishes.
Insurance options
The right coverage starts with the right purpose.
Coverage should make sense in the context of your life. Understanding what a policy does, what it costs, and what it requires over time is part of making an informed decision.
Term Life Insurance Protection for a defined period.
Term life provides coverage for a specified period. It may address needs such as income replacement, a mortgage, or the years when children depend on you financially.
Indexed Universal Life Permanent insurance with more to consider.
IUL combines a death benefit with cash-value potential using index-linked interest crediting. It is not a direct investment in an index. Costs, crediting limits, funding requirements, and lapse risk matter.
Simplified Indexed Universal Life A different application path, where available.
Ask about simplified-underwriting IUL options. Eligibility, health questions, coverage limits, and application requirements depend on the insurer and policy. Simplified underwriting does not mean guaranteed approval.
Final Expense Insurance Coverage with final costs in mind.
Final expense coverage can help beneficiaries address funeral costs and other expenses after a death. Compare benefits, premiums, underwriting, and any waiting period before selecting a policy.
Availability and policy terms vary by state and insurer.
How we help
Clarity before commitment.
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Understand the purpose.
Start with the financial responsibility or goal you want to address. That gives the conversation a clear direction.
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Examine the tradeoffs.
Look beyond a headline benefit. Consider premiums, limitations, funding commitments, and how the policy could perform under different circumstances.
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Make an informed decision.
Know what you’re choosing, what happens next, and which questions still need an answer.
The firm
An entrepreneurial perspective. A personal approach.
Keystone Partners was founded by Trevor Keyes and Tasha Speas with a clear ambition: create a more thoughtful, personal experience around insurance and planning.
We believe the quality of the conversation matters. Understanding how you live, what you’re responsible for, and where you want to go gives financial decisions their context.
Our approach starts with listening, brings the important questions into focus, and makes room for a deliberate decision. We value clear explanations, purposeful choices, and relationships built on follow-through.
Based at Kiln at The Gateway in Salt Lake City, Utah, Keystone brings an entrepreneurial perspective to the responsibilities and opportunities that come with building a life.
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Trevor Keyes
Founding Partner
Trevor Keyes is an entrepreneur, owner of multiple businesses, and founding partner of Keystone Partners. His experience building businesses informs his perspective on opportunity, responsibility, and the decisions that connect personal and professional life. At Keystone, his focus is shaping a firm where clear communication and thoughtful planning support meaningful client relationships.
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Tasha Speas
Founding Partner
Tasha Speas is a founding partner of Keystone Partners, helping shape the firm’s identity and approach alongside Trevor Keyes. Her focus is building a client experience grounded in personal attention, clear communication, and thoughtful conversations about protection and future priorities. Together, they are establishing Keystone around a shared commitment to purposeful relationships.
Approach
Thoughtful from the first conversation.
A useful conversation should leave you with a clearer understanding of your priorities, your options, and your next step.
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Understand your priorities
We begin with what prompted you to reach out. That may be a growing family, a business responsibility, an existing policy, or a question about the future. We discuss what matters to you, who depends on you, and what you want to accomplish.
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Put your current position in context
We explore relevant coverage, financial responsibilities, and changes in your life. The goal is to understand what is already in place and what deserves closer attention.
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Evaluate the options
We explain relevant insurance options and the considerations behind them. You have room to ask questions about costs, benefits, limitations, and ongoing commitments. Where a question requires expertise outside our scope, we identify that need.
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Make the next step clear
If you choose to proceed, we explain the application process, the information required, and any remaining decisions. Underwriting and approval depend on the insurer. You should understand what happens next and what still needs to be resolved.
Questions
Common questions.
Where do I begin if I’m unsure what I need?
Start with the question or life change that brought you here. You do not need to arrive knowing which product you want.
Can we discuss coverage I already have?
Yes. Existing coverage is an important part of the conversation. Understanding its purpose, benefits, costs, and limitations helps put any new decision in context.
Is permanent life insurance the right choice for everyone?
No. The appropriate type of coverage depends on the need, the budget, the time horizon, and the ability to maintain the policy. We discuss those considerations before focusing on a particular option.
What should I bring to an initial conversation?
A general sense of your goals, key responsibilities, and existing coverage is a useful starting point. We can identify which additional information is relevant as the conversation develops.
Where is Keystone based?
Keystone Partners is based at Kiln at The Gateway in Salt Lake City, Utah. Contact us to arrange a conversation and discuss meeting options.
- Salt Lake City, Utah
- Kiln at The Gateway
- Phone or in person
Contact
A thoughtful next step starts here.
Whether you’re reviewing existing coverage, preparing for a change, or thinking more intentionally about the future, we’d welcome the conversation.
Tell us what you’re building—and what you want to protect.
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Trevor Keyes & Tasha Speas
Founding Partners
Kiln at The Gateway
Salt Lake City, Utah